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All locations will be closed in observance of Juneteenth National Independence Day.

Health Savings Accounts (HSAs)

We strive to empower you on your journey to financial wellness and well-being.

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For Your Health & Wealth

A Health Savings Account (HSA) is a tax-advantaged savings account designed to help those with a HDHP (High Deductible Health Plan) manage and save for qualified medical expenses. It’s an excellent complement to your health insurance, offering a triple-tax advantage: tax-deductible contributions, tax-free earnings, and tax-free withdrawals when used for qualified medical expenses.

Why Choose Capitol Bank for Your HSA?

Local Commitment, Personalized Service

Madison, Wisconsin, we take pride in being your neighbors. Our dedicated team is here to provide personalized service and support as you navigate the benefits of Health Savings Accounts.

Tax Advantages

HSAs offer a triple tax advantage—contributions are tax-deductible, earnings grow tax-free, and withdrawals for qualified medical expenses are also tax-free. It's a powerful way to maximize your healthcare dollars.

Flexible Contribution Options

Capitol Bank allows you the flexibility to contribute to your HSA on your terms. Whether through payroll deductions or direct contributions, you control how much you save.

Earn Competitive Interest

Your HSA funds don't just sit idle—they earn competitive interest at Capitol Bank. Watch your savings grow while enjoying peace of mind about your healthcare expenses.

Easy Access, Anytime, Anywhere

With our user-friendly online and mobile banking services, managing your HSA is a breeze. Access your account, check balances, and monitor transactions with ease. Capitol Bank puts the power of your HSA in the palm of your hand.

Additionally, A Capitol Bank HSA Visa Debit card makes using your account easy at the pharmacy, doctor visits, etc.

Comprehensive Online Tools

Capitol Bank provides robust online tools to help manage and understand your HSA. Track expenses, view statements, and make informed financial decisions through our secure online portal.

Learn more and get straight answers to your HSA questions.

HSA Documents   Schedule an Appointment

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Mortgage Loans

Capitol Bank offers several mortgage loan options for your unique needs.


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Personal Banking Services

From checking, savings or credit cards, Capitol Bank is here and ready to help.


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Got Questions?

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